Deep Financial Analysis
Comprehensive review of bank statements, credit history, and business performance to build a complete picture of merchant health.
Drive Your Revenue Growth.
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Precise Underwriting for Confident Decisions
Evaluate merchant financial stability with precision. Our underwriting platform analyzes bank statements, credit data, and business performance to determine optimal transaction terms, repayment structures, and fees for every deal.
Risk Assessment
Analyzing...
Risk Score
Low Risk
Decision
Approve
Risk Factors
Bank BalanceStrong
Time in Business4.2 yrs
Revenue Trend+12%
Debt LoadModerate
Amount
$85K
Rate
1.32x
Term
10 mo
Lower default rates
Average decision time
Accuracy rate
More deals processed
Comprehensive Risk Assessment
Every tool you need to evaluate merchants accurately and structure deals that perform.
Custom Deal Structuring
Determine optimal advance amounts, factor rates, and repayment terms based on each merchant's unique financial profile.
Cash Flow Modeling
Project future revenue and payment capacity using historical data patterns and industry benchmarks.
Risk Scoring
Proprietary algorithms that assess default probability and help you price deals according to actual risk levels.
Consistent Standards
Apply your underwriting criteria uniformly across all applications, reducing bias and improving portfolio quality.
Rapid Turnaround
Get underwriting decisions in minutes, not days. Speed up your funding cycle without sacrificing accuracy.
Why Choose Our Platform
Better Underwriting, Better Results
The difference between a profitable portfolio and a struggling one often comes down to underwriting quality. Our platform gives you the data, tools, and insights to make decisions you can stand behind.
Make Confident Decisions
Every deal comes with a complete risk assessment. Know exactly what you're funding and why before you commit capital.
Optimize Deal Terms
Stop leaving money on the table. Our models help you price deals accurately based on merchant-specific risk factors.
Reduce Defaults
Better underwriting means better portfolio performance. Identify warning signs early and avoid problematic merchants.
Scale Your Operation
Process more applications without adding headcount. Automated analysis handles the heavy lifting.
Risk Assessment
Analyzing...
Risk Score
Low Risk
Decision
Approve
Risk Factors
Bank BalanceStrong
Time in Business4.2 yrs
Revenue Trend+12%
Debt LoadModerate
Amount
$85K
Rate
1.32x
Term
10 mo
Bank Statement Analysis
Avg Monthly Revenue$127K
Built for Your Business Model
Whether you're lending directly, syndicating deals, or brokering, our underwriting tools adapt to your workflow.
Common Questions
Get answers about our underwriting capabilities and integration options.
We analyze bank statements (typically 3-6 months), credit reports, business entity data, time in business, industry classification, existing debt obligations, and revenue trends. Custom data sources can be integrated based on your requirements.
Complete Your Tech Stack
Underwriting is one piece of the puzzle. Explore our full platform.
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